Designated Personnel’s of our Defence Forces
• Age: 18-60 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
• Telangana Police: Age:18-61 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
• MP Police: Age:18-62 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
Please note that 5X Reward Points are subject to maximum of 1,000 Reward Points per month, any spends on 5X spend categories beyond threshold spends will accrue points as per regular rate i.e. 1 RP for every ₹ 100.Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction are not eligible for Reward Points.
Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate i.e 2 R.P for every Rs. 100. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction are not eligible for Reward Points.
UPI transactions are eligible only for core Reward Points. A maximum of 500 Reward Points can be earned in a Statement cycle on UPI spends. UPI transactions do not qualify for bonus rewards.
Indian Resident
• Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
• If a Non-BOB Customer:
i. Salaried: Annual Income to be >= ₹3.6 L
ii. Self-Employed: Annual Income to be >= ₹4.8 L
• If a BOB Customer:
Salaried or Self-Employed: Annual Income to be >= ₹2.4 L
Reward Points will be credited within 60 days of eligible transaction. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions.
**40 Reward Points per ₹100 for Travel dates between 15 Jan – 31 Mar and 15 July – 15 Sep. 16 Reward Points per ₹100 for Travel dates between 1 April -14 July and 16 Sep – 14 Jan valid on 1AC, 2AC, 3AC, CC or EC class bookings . 4 BoB Reward Points = 1 IRCTC Travel Point. 1 BoB Reward Point = ₹0.25. Travel points will be credited only 5 days after the date of journey completion, if the ticket is not cancelled. Applicable only on the fare of the Primary Cardholder/s and not on the fare of the entire ticket. The Primary Cardholder will have to mandatorily be one of the passengers listed on the railway ticket. In case the Add-on Cardholder pays the ticket fare, accelerated Reward Points will be applicable only to the Primary Cardholder/s.
• Designated Personnel’s of the Indian Army & Indian Army Veterans. Veer Nari and Cadet
• Age: 18 to 70 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate i.e 2 R.P for every Rs. 100. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction are not eligible for Reward Points.
• Designated Sailors & Offficers of the Indian Navy & Indian Navy Veterans
• Age: 18 to 70 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
Please note that 5X Rewards are capped at 2,500 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate i.e 3 R.P for per ₹100. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction will not earn reward point.
Indian Resident
• Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
• Corporate must hold following Bank of Baroda relationship:
1.CC/OD relationship
2.Current Account relationship
3.Fixed Deposit relationship
Sole proprietorships are not eligible.
5X Rewards are capped at 1,000 Reward Points on the mentioned categories per statement.
Further spending on these categories will earn Reward Points at the regular rate per statement cycle. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and
Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.**The GST component is not reversed.
The fuel surcharge rate may vary depending on the fuel station and acquiring bank, fuel spend will not generate Reward point.
The acquiring bank provides the terminal to the merchant levied the surcharge. The value of the fuel transaction on the charge slip will differ from the credit card statement
• Indian Resident
• Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
If a Non-BOB Customer:
• Salaried: Annual Income to be >= ₹3.6 L
• Self-Employed: Annual Income to be >= ₹4.8 L
If a BOB Customer:
• Salaried or Self-Employed: Annual Income to be >= ₹2.4 L
Reward Points will be credited within 60 days of eligible transaction. Accelerated Reward Points of 10RP & 24RP per ₹150 is capped at maximum 1000 Reward Points each per statement. 1 Reward Point = ₹0.25. Reward program is not applicable on select MCCs.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. ^Fuel surcharge waiver is capped at ₹100 per statement per credit card account.
HP Pay Direct Debit and wallet load transactions do not qualify for accelerated Reward Points or fuel surcharge waiver. The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank.
The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.
Eligible fuel transaction amount to qualify for 1% surcharge waiver is inclusive of the GST & surcharge levied by the acquiring bank after the transaction.
Indian Resident
• Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
• If a Non-BOB Customer:
i. Salaried: Annual Income to be >= ₹3.6 L
ii. Self-Employed: Annual Income to be >= ₹4.8 L
• If a BOB Customer:
Salaried or Self-Employed: Annual Income to be >= ₹2.4 L
*Reward Points of 10 RP per ₹100 are capped at a maximum of 2000 Reward Points per statement.
**Reward Points earned will be auto-credited as a cashback to the next month’s statement. Only applicable where Joining Fee is paid. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions.
The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.
Designated Personnels of the Assam Rifles & Assam Rifles Veterans
Age: 18 to 70 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
Auto Debit of MAD/TAD amount for the ease of repayments (BOB accountholders, ONLY)
Rank proof mentioning the Rank of the Official
Canteen Card
Documents required for Veterans: PPO (Pension Pay Order), ROID (Retired officers Identity card), RID (Retired Identity Card)
*Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate i.e 2 R.P for every Rs.100. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction are not eligible for Reward Points.
All eligible & active members of ICMAI
i. If Salaried, Salary Income >= ₹4.8 Lacs p.a. (Gross)
ii. If Self-employed, ITR >= ₹3 Lacs p.a.
• Age: 21 to 75 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
• Resident of India
Please note that 5X Rewards are capped at 1000 Reward Points on the mentioned categories per statement cycle. Further spends in that statement cycle on these categories will earn Reward Points at the regular earn rate. Reward program is not applicable on select MCCs and Fuel.
Visit bobcard.co.in/most-important-terms-and-condition to know Reward Points Important Terms and Conditions. Reward points can be redeemed as cashback @₹0.25 per reward point.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction. Fuel Transaction will not earn reward point.
Indian Resident
• Income:
i) Salaried >₹3 Lakhs p.a.
ii) Self-employed >₹3.6 Lakhs p.a.
iii) Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)
Earn 1 reward point on every Rs.100 spent on the card
Five times more rewards on every Rs.100 spent on grocery, departmental stores and movies
Reward points can be redeemed for cash back and other exciting gifts and vouchers
Pay your credit card bill on time and get 0.5% of the bill amount as cash back in the next statement
Annual fee waiver if the spends in first 60 days of availing the credit card is Rs.6,000 and Rs.35,000 in a year.
1% fuel surcharge waiver valid at all petrol stations across India for a minimum transaction amount of Rs.400 and the maximum amount of Rs.5,000
Convert purchases above Rs.2,500 into easy monthly instalments (EMIs) and repay it in 6 or 12-month tenures.
Up to three add-on credit cards can be availed for primary cardholder’s family members including spouse, parents, sibling and kids above 18 years of age
Free personal accidental death insurance
Zero liability on lost card provided the loss is reported within 24 hours of incident occurrence
Up to 50 days of interest-free period
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