Our policy rewards you for staying fit and healthy and these rewards are
accumulated in the form of HealthReturns. You can start earning HealthReturns by
completing the following steps
* Complete a health assessment which as a result provides you a healthy heart
score
* Start exercising to earn Activ Dayz
* Earn HealthReturns monthly based on the accumulated Activ Dayz and your
Healthy Heart Score
* You can use these HealthReturns for something as small as getting medicines
for a fever or even for a surgery that is not covered due to a waiting period
or exclusion in the policy. Furthermore, you can use HealthReturns for paying
your premium from the 1st renewal of the policy.